Q1’26 Results - 6th August, 2025

 Consolidated Financial Highlights
 25% increase registered in consolidated Profit After Tax from Rs. 7,182 cr. in Q1’25 to Rs. 8,981 cr.
for Q1’26.
 Consolidated Loan Asset Book grew by 13% - Rs. 11,34,347 cr. as on 30.06.2025 vs. Rs. 10,04,735 cr.
as on 30.06.2024.
 1.5 times increase in consolidated disbursement- Rs. 95,660 cr. disbursed in Q1’26 vs Rs.63,135 cr.
in Q1’25.
 Owing to resolution of stressed assets, Net NPA has reached its lowest level at 0.31% in Q1’26 from
0.84% in Q1’25. Gross NPA significantly declined by 150 bps from 2.97% in Q1’25 to 1.47% in Q1’26.\

 Stand Alone Financial Highlights
 21% increase registered in Standalone Profit After Tax from Rs. 3,718 cr. in Q1’25 to Rs. 4,502 cr.
for Q1’26.
 Interim Dividend of Rs. 3.70 per share declared by Board in Q1’26.
 Double-digit growth of 16% registered in loan asset book- from Rs. 4,75,004 cr. as on 30.06.2024 to
Rs. 5,49,786 cr. as on 30.06.2025.
 1.85 times jump in disbursements- from Rs. 19,483 cr. in Q1’25 to Rs. 36,152 cr. in Q1’26, marking
the highest ever disbursement in the first quarter.
 PFC continues to maintain comfortable capital adequacy levels. CRAR as on 30 th June, 2025 is at
22.37%, with Tier 1 capital at 20.60%.
 14% increase in net worth and stands at Rs. 95,061 cr. as on 30.06.2025.
 The Gross NPA ratio continues to be on the declining trend and saw a significant reduction of 146
bps viz-a-viz Q1’25 and is at 1.92% for Q1’26.
 The Net NPA ratio is at its lowest levels at 0.38% for Q1’26 vs 0.87% for Q1’25, decrease of 49 bps.

 

 Management Comments

On PFC’s performance, Director (Finance), Mr. Sandeep Kumar shared that “We have started the financial year on a promising note. In Q1’26, PFC reported a net profit of Rs. 4,502 crore, marking 21% Y-o-Y growth, primarily driven by 26% increase in Net Interest Income. Our financial position remains resilient, underpinned by a healthy capital adequacy ratio and continued improvement in asset quality”.