Q2/H1’26 Results

• Consolidated Financial Highlights

• 17% increase registered in consolidated Profit After Tax from Rs. 14,397 cr. in H1’25 to Rs. 16,816 cr. for H1’26.
• Consolidated Net worth (including  non-controlling interest) increased by 15% from Rs. 1,45,158 cr. as on 30.09.2024 to Rs. 1,66,821 cr. as on 30.09.2025
• 10% growth in Consolidated Loan Asset Book from Rs. 10,39,472 cr. as on 30.09.2024 to Rs. 11,43,369 crores as on 30.09.2025.
• Consolidated Net NPA is at 0.30% in H1’26 vis-à-vis 0.80% in H1’25. Gross NPA also declined significantly by 117 bps from 2.62% in H1’25 to 1.45% in H1’26.

 

• Stand Alone Financial Highlights

 

• Registered half yearly Profit After Tax (PAT) of Rs. 8,963 cr. in H1’26 vs Rs. 8,088 cr. in H1’25, driven by strong increase of 23% in Net Interest Income.
• PFC board declared an interim dividend of Rs. 3.65 per share, taking cumulative interim dividend to Rs. 7.35 per share.
• 14% double-digit growth registered in loan asset book- from Rs. 4,93,363 cr. as on 30.09.2024 to Rs.5,61,209 cr. as on 30.09.2025.
• 32% increase in renewable loan book from Rs. 64,277 cr. as on 30.09.2024 to Rs. 84,679 cr. as on 30.09.2025
• PFC continues to maintain comfortable capital adequacy levels quarter after quarter. CRAR as on 30th September,2025 is at 21.62%, with Tier 1 capital at 19.89%, well above the minimum regulatory requirement.
• 13.5% increase in net worth from Rs. 85,924  cr. as on 30.09.2024 to Rs. 97,525 cr. as on 30.09.2025
• Net NPA ratio for H1’26 is at 0.37%, the lowest level in last 10 years
• Gross NPA ratio also saw a significant reduction of 84 bps from H1’25 and is at less than 2% at 1.87%.

 

• Management Comments

 

“On PFC’s performance, Director (Finance), Mr. Sandeep Kumar shared that we delivered half yearly PAT of Rs. 8,963 cr., driven by an impressive 23% increase in Net Interest Income. With a focus of strengthening global partnership and diversifying funding sources, PFC signed milestone agreements- one with Japan Bank for International Cooperation (JBIC) and another 

• with Export Finance Australia (EFA), marking EFA’s first financing initiative in India. With our strong asset quality coupled with comfortable capital levels, PFC remains well positioned to capitalize on business opportunities and continues to deliver steady performance quarter on quarter.

 

• “On PFC’s performance, Chairman and Managing Director, Ms. Parminder Chopra shared that PFC continues to deliver another record quarter, driven by robust operational and financial performance. PFC recorded double-digit loan asset growth of 14%, supported by the highest ever half yearly disbursement of Rs. 86,000 crores. PFC continues to maintain its focus on renewable portfolio, registering an impressive 32% increase year-on-year, reinforcing our role as a trusted partner in India’s energy transition journey. In line with our commitment to deliver consistent shareholder value, the Board has declared an interim dividend of Rs. 3.65 for the quarter. Continuing with our endeavour to strengthen ESG disclosures, PFC released its second ESG report in reference to GRI standards. With strong fundamentals, we are confident of maintaining our growth momentum and enhancing value creation for all stakeholders.