Madhya Pradesh Leads PM SVANidhi Rollout; Tops Among Large States in India

Madhya Pradesh has reinforced its leadership in the PM SVANidhi Scheme, emerging as the top-performing state in the country. With over 9.92 lakh street vendors benefitting and ₹2,632 crore disbursed across 15.69 lakh loan accounts, the state continues to set benchmarks in financial inclusion and urban livelihood support.

The scheme’s structured lending model—₹15,000, ₹25,000, and ₹50,000—along with UPI-linked credit cards, has accelerated both access to credit and digital adoption among vendors.

📊 Flowchart: Scheme Implementation Journey

Street Vendor Identification

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Application & Verification

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Loan Sanction (₹15K → ₹25K → ₹50K)

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UPI Credit Card Issuance

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Digital Transactions & Cashback

📈 State-wise Comparison (Large States Category)

As per the Government of India portal rankings, Madhya Pradesh leads among large states, outperforming several major states:

• Madhya Pradesh – Rank 1
• Andhra Pradesh – Rank 2
• Uttar Pradesh – Rank 3
• Telangana – Rank 4
• Punjab – Rank 5

📊 Performance Snapshot (as per document):

State              | Loan Disbursement Performance (%)

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Madhya Pradesh     | ~68.87%

Andhra Pradesh     | ~65.32%

Uttar Pradesh      | ~62.70%

Telangana          | ~55.53%

Punjab             | ~52.16%

📊 Graphical Comparison (Large States)

Madhya Pradesh   ██████████████████████████  68.87%

Andhra Pradesh   ███████████████████████    65.32%

Uttar Pradesh    █████████████████████      62.70%

Telangana        ██████████████████         55.53%

Punjab           ████████████████           52.16%

Urban Local Bodies Performance: Indore Leads Nationally

At the city level, Indore has emerged as the top-performing municipal corporation in India, disbursing 33,332 loans—the highest in the country. It has outperformed major metropolitan cities including Mumbai, Delhi, Bengaluru, Chennai, Kolkata, and Hyderabad.

Among cities with 10–40 lakh population:

• Bhopal – Rank 2
• Jabalpur – Rank 3
• Vadodara – Rank 4
• Nagpur – Rank 5

Among cities with 1–10 lakh population:

• Ujjain – Rank 5

📊 Urban Rankings Flow

Indore     → 🥇 Rank 1 (33,332 loans)

Bhopal     → 🥈 Rank 2

Jabalpur   → 🥉 Rank 3

Vadodara   → Rank 4

Nagpur     → Rank 5

Ujjain     → Rank 5 (Smaller Cities Category)